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Abstract
The Indian banks in general and the Public Sector Banks (PSBs) in particular are grappling with the huge stock of stressed assets that have piled up in the system over the years. Formation of Non-Performing Assets is seen as an integral part of banks’ performance and its magnitude would depend on the exposure of the banks to various levels of risks across the nation. The Non-performing Assets (NPAs) of the banks was adversely affect the bank efficiency. Quality management of assets is one the instrument to control and reducing the NPA level of the banks. In this background, the researcher makes an attempt to test and examine whether the asset quality of selected 10 Public Sector Banks is managed properly or not. Further, the study test if there is any relationship among the banks in terms of Gross Net Performing Asset (GNPA), Bank efficiency and Provision Coverage Ratio is based on secondary sources of information collected during the period of 2006-07 to 2016-17. The tools for analysis Correlation.