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Abstract
The world economy is a top concern for bankers, with high debt, interest rate uncertainty and emerging market slowdowns of all external risks. An interesting finding for this year relates to technology risk and criminality, both now in the top five concerns for tightening regulatory requirements and political interference. Cyber-attacks are increasingly seen as a top concern for bankers. Respondents were concerned about how under investments in banking technology systems leave the banking services vulnerable to potentially large and crippling attacks. Even banks with strengthened technology systems are only as strong as their market link, rendering them vulnerable to cyber-attacks. The present study employed conveniencesampling method. Financial institutions would enjoy a stable, predictable interest rate environment. The constant evaluation of local and international regulation is a major driving force in the banking services.