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Abstract
The banking industry is a critical indicator of the Indian economy. The expansion of the banking industry is acting a key position in the economic development and social enriching of the country. The economic growth of the nation is frequently associated with channelizing funds from surplus to deficit. A well-organized banking scheme of the country has significant constructive externalities, which add to the competence of economic dealings. The Indian banking industry has been expression grave troubles of increase nonperforming assets and frauds. Non-performing assets expected load on the banking industry, and unfavorably influenced the liquidity, profitability, and solvency of the banks. The breakdown of the banking industry in any country may have an unfavorable collision on other industries like agriculture, small scale units.