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Abstract

This research indicates the saving & investment behaviour of business class and service class households in MandiGobindgarh (Punjab). This study shows the comparison between entrepreneurs and employees. The main focus of this research is their saving behaviour, why they do savings, alternatives used by them to keep savings, their investment trends, various factors that are keep in mind at the time of taking investmentdecisions. The primary objective of the study is to understand the saving as well as investing behaviour of the household in MandiGobindgarh, Punjab. Compare their attitude towards different investment alternatives and to compare their investment preferences. This study was conducted in MandiGobindgarh, Punjab. A simple questionnaire was used to collect the data or information about the saving behaviour and investmentbehaviour of business and service class households. The results shown, there is no significant difference between the motives of savings in business class and service class. There is very small difference between investment choice of both the households. The rankings to various investment alternatives are different. They can’t believe in speculation.

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