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Abstract
The vision of Digital India aims to transform the country into a digitally empowered society and knowledge economy. The “Digital India” is transformational in nature and would ensure that government services are available to citizens electronically. Even though India is known as a powerhouse of software, the availability of Electronic - Government services to citizens is still comparatively low. In the light of this vision “Digital India” banks, financial institutions, insurance companies and even people must go for digital payments. The impact and success of the vision “Digital India” largely depends on the how people adapt themselves to the new system of payment ‘go paperless and cashless’. The present study is an attempt to understand how far people in Udupi District adopt practices of digital payments and further to know the reasons for preferring digital mode as well as nor preferring digital mode of transactions.